How to Buy Crypto with a Credit or Debit Card in Kenya

How to Buy Crypto with a Credit or Debit Card in Kenya

Buying crypto with a credit or debit card is one of the fastest and most convenient ways for users in Kenya to enter the digital asset market. VALR makes this process simple by partnering with global payment providers such as MoonPay and Checkout.com, allowing Kenyan users to purchase Bitcoin, Ethereum, Solana, and many other crypto directly with their Visa or Mastercard.

Whether you want to make a one-time purchase or start building a regular crypto portfolio, using a credit or debit card on VALR offers speed, ease of use, and the ability to pay in your local currency where supported.

How to Buy Crypto with a Credit or Debit Card in Kenya in 3 Simple Steps

Step 1: Log into Your VALR Account

Start by signing into your VALR account through the website or the VALR app. If you don’t have a VALR account, you can create one here. The verification process is quick and straightforward, taking only a few minutes.

Log into Your VALR account to buy crypto

Step 2: Fund Your VALR Account with ZAR

Next, deposit ZAR into your VALR account using a credit/debit card.

  • Select the "Deposit" menu after choosing "Wallet" and "ZAR" on the website or app.

  • Opt for the "Via Credit or Debit Card" option.

  • Enter your card details on the next page. Note that only 3D Secure-enabled cards are accepted, with a rolling 24-hour card limit of 10,000 ZAR.

Deposit ZAR via credit or debit card in Kenya

Step 3: Buy Crypto on VALR

Once your ZAR funds are available in your account, you can buy crypto using the Simple Buy/Sell feature or set up a Repeat Order.

1. Simple Buy/Sell:

  • Navigate to “Buy/Sell” on the app or website.

  • Select the crypto and ZAR as the payment currency.

  • Enter the amount you want to buy and complete the transaction.

Buy crypto with buy/sell in Kenya

2. Set Up a Repeat Buy

Want to buy crypto regularly?

  1. Go to "Buy" > "Repeat Orders."

  2. Choose how much you want to buy, how often (daily, weekly), and for how long.

  3. Confirm your settings to automate your purchases.

Set up repeat orders to buy crypto in Kenya

Ready to get started? Log into VALR or create an account today to buy crypto easily and securely in South Africa with a credit or debit card.

Risk Disclosure

Trading or investing in crypto assets is risky and may result in the loss of capital as the value may fluctuate. VALR (Pty) Ltd is a licensed financial services provider (FSP #53308).

Disclaimer: Views expressed in this article are the personal views of the author and should not form the basis for making investment decisions, nor be construed as a recommendation or advice to engage in investment transactions.

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